Bank Controversy?

Cliu Beothach · Post by **Cliu Beothach** » Tue Feb 28, 2006 10:57 pm

I thank you Necrontyr, for not making a topic on this board to discuss your ills of the system.

Since when are "medieval" chars suppose to be extremely stupid? I tried to keep the system simple, not giving it TOO many dynamics. It is a simple system. This game has a medieval atmosphere, not hindered to just certain ideas though. I think this guild has much opportunity for roleplay. I am going to try and have wages for other guild members and such too! There was such a family called the Medici's, a powerful Florentine 13th century family who was famous for their banking.

Please, discuss it here, not on the guild board. If there is a growing concern for a growing "modernistic" influence, then I will get rid of it. Any one else have problems?

Markous · Post by **Markous** » Tue Feb 28, 2006 11:01 pm

#me wonders what's wrong about a bank in medieval fantasy games.

Gromblun · Post by **Gromblun** » Tue Feb 28, 2006 11:01 pm

i think its quite a good idea but too advanced for that period, did they know about percentage in those days? and interest rates?

Cliu Beothach · Post by **Cliu Beothach** » Tue Feb 28, 2006 11:02 pm

Gromblun wrote:i think its quite a good idea but too advanced for that period, did they know about percentage in those days? and interest rates?

Clearly, ratios were out of the question for medieval times.

No I dont think it is too advanced.

Faladron · Post by **Faladron** » Tue Feb 28, 2006 11:11 pm

Only problem I see is how you'll let the money deposited work for you so you can earn the needed interrest to pay out to your customers and make a reasonable share of profit in the limited economics of the game as they are by now.

Korwin · Post by **Korwin** » Tue Feb 28, 2006 11:12 pm

http://en.wikipedia.org/wiki/History_of_banking
(I acknowledge wikipedia is a dubious source of knowledge)

It's unreasonable to say a world which has elves, magic, and all the rest is analogous to Western Europe in medieval times. Besides, circa 1202 CE, Algebra, including the Quadratic formula, had been introduced to Europe based on earlier work done in India, China, Egypt, and other countries.

Cain Freemont · Post by **Cain Freemont** » Tue Feb 28, 2006 11:15 pm

Whilst I do not really like the modernized methods of the banking system (interest and the like), I do agree that this bank will bring a lot of RP opportunity into the game and would much like to see it happen. And.. you would be surprised as to what they DID know back then. I would not find percentages and financial figures so unfeasible.

Cliu Beothach · Post by **Cliu Beothach** » Tue Feb 28, 2006 11:20 pm

Faladron wrote:Only problem I see is how you'll let the money deposited work for you so you can earn the needed interrest to pay out to your customers and make a reasonable share of profit in the limited economics of the game as they are by now.

Since this is so new and untested, with time I think problems will arise and we can fix them and such. With time, things will blossom.

Fooser · Post by **Fooser** » Tue Feb 28, 2006 11:37 pm

I think that it can only help things, and I know that Cliu personally toned it down quite a bit.

The whole
IC: omg this sucks
...
OOC: omg this sucks

is kind of amusing also

Avareniah · Post by **Avareniah** » Tue Feb 28, 2006 11:50 pm

You people make me laugh. Yes, there was banking in medieval times. The loans part especially.
Shakespeare based the Taming of the Shrew on a similar sytem. The flaw in that actual case was that the "interest" was not a monetary one.

Before running to the boards about... what is this complaint anyways... realism? Before you go running to the boards about realism, make sure you know it isn't real. Perhaps turn to the magic-casting dwarf beside you and ask him if it's real while you loose wooden plates cause you burnt sausage.

kthxbai

Azuros · Post by **Azuros** » Tue Feb 28, 2006 11:59 pm

*bangs head repeateadly on keyboard because of the stupidity of some people*

OW that hurt...oh well

A big DUH there was banking in midieval times (ahhh! cant spell today)

there was also Gunpowder for people who complain about medieval games with that by the way...lol Chinese are so fast in inventing stuff

(excuse me for being all like that but my world history class {which i hate} is starting to drill into my brain and I like to correct people)

Siegfried Schtauffen · Wed Mar 01, 2006 12:05 am

Azuros is correct.

(( execept for the part of world history being stupid. ))

Yep, we think too lowly of the Medieval Ages, and yes, they did have guns, and gunpowder. Knights were more popular back then because of their class.

And of course.. banking was possible.

Azuros · Post by **Azuros** » Wed Mar 01, 2006 12:08 am

i dint say it was stupid, just boring...after all you cant expect me to be happy after the teacher practically shoves the books into our minds

More on topic....
Perhaps we should inform the masses what WAS and WAS NOT possible during the middle ages? but i dont want to do it because im too lazy...lol

Siegfried Schtauffen · Wed Mar 01, 2006 12:22 am

Being the Coach Potato generation all I could come up with.

NOT:
Cars
Computers
TVS
Beer Dispensers.

The last one was due to me having a achoholic encounter.

Azuros · Post by **Azuros** » Wed Mar 01, 2006 12:36 am

I am adding this....

NOT:

Airplanes
anything electrical (till i cant remember when...late 1700's? 1800's?)
steam engine ( again my memory is wearing out so if if anyone knows if it was or not please tell me and i will edit)
fun (jk)

YES:

banks
guns
fireworks (yet another for the chinese..woot)
as Cassy said, Chocolate

Ahh! brain hurt...so much confusion

Avareniah · Post by **Avareniah** » Wed Mar 01, 2006 12:48 am

Yes: Chocolate!!!!!

Thariel Feuersturm · Post by **Thariel Feuersturm** » Wed Mar 01, 2006 1:06 am

Yes: coffee. I want coffee with my cakes.

No: Aspirin

Papoitsi · Post by **Papoitsi** » Wed Mar 01, 2006 1:15 am

Chocolate was a little later, more like Renaissance (~1500 after spanish conquest of South America).
Aspirin: yes. Try willow bark some time

Steam engines early 1800s
Electricity 1800s. There were experiments with magnetism and electricity before this, but they didn't really know what it was.

Azuros · Post by **Azuros** » Wed Mar 01, 2006 1:16 am

wow Papoitsi knows all

Avareniah · Post by **Avareniah** » Wed Mar 01, 2006 1:24 am

Actually, chocolate in its original state existed in mesopotamian cultures. Ermm.. 300 A.D.
It's all about the cocoa and shtuff. It didn't hit Europe till after the Spanish conquest. However, in terms of actual *time*, it was in existence in medieval times.

Thariel Feuersturm · Post by **Thariel Feuersturm** » Wed Mar 01, 2006 1:31 am

I want my coffee.

Aegohl · Post by **Aegohl** » Wed Mar 01, 2006 2:24 am

Sex was invented in 1912 to the chagrin of the Catholic Church. Afterwards, as a result, we had two World Wars.

falco1029 · Post by **falco1029** » Wed Mar 01, 2006 2:36 am

Of course there's no real problem. Seriously, for anyone who dubts they had math capabilities, how did they know how far a catapult would launch? or how far a crossbow would fire? Geuss and check, thousands of times? Not likely. They most definitely had math back then and Im sure there were loans, though maybe not many official "banks". But then again, if this were to be completely authentic, we'd all be serfs serving under a lord, now wouldnt we?

falco1029 · Post by **falco1029** » Wed Mar 01, 2006 2:38 am

Papoitsi wrote:Chocolate was a little later, more like Renaissance (~1500 after spanish conquest of South America).
Aspirin: yes. Try willow bark some time

Steam engines early 1800s
Electricity 1800s. There were experiments with magnetism and electricity before this, but they didn't really know what it was.

Electricity wasnt even properly applies until the late 1800's. They just knew what it was.

Aegohl · Post by **Aegohl** » Wed Mar 01, 2006 3:15 am

It was Direct Current, so it was terribley hard to bring electricity over any sort of distance. With the much later inventions of Tesla came the ability to power even the most remote rural centers with enough resources.

Fooser · Post by **Fooser** » Wed Mar 01, 2006 3:18 am

And the famous Aegohl wasn't invented since the early 80's (I think O.o), but we are all extremely fortunate that it happened, or our lives would be so bland in modern times.

Korwin · Post by **Korwin** » Wed Mar 01, 2006 3:29 am

Note: Weekly increases are determined on initial deposits. To increase the interest, you must deposit atleast 100 copper more. Interest will not raise itself.

Curse you Cliu, you've denied me the power of compound interest!

falco1029 · Post by **falco1029** » Wed Mar 01, 2006 3:35 am

Korwin wrote:
Note: Weekly increases are determined on initial deposits. To increase the interest, you must deposit atleast 100 copper more. Interest will not raise itself.
Curse you Cliu, you've denied me the power of compound interest!

I doubt they had compound interest yeyt, they probably used a static type, which is easy to calculate.

Dyluck · Post by **Dyluck** » Wed Mar 01, 2006 5:19 am

Holy fudgesickle another one of my old ideas has been yoinked from the back of my head once again! Someone must have hacked into my mind lately. Yes I swear it's true, I had drawn up plans for a banking system in Illarion 3 years ago. I even had plans to put a new artificial currency into circulation by means of targeting the low purchasing power of noobs coupled with their high demand for tools. It's true; all written in my unpublished agenda book for world domination.

Markous · Post by **Markous** » Wed Mar 01, 2006 9:37 am

Aegohl wrote:Afterwards, as a result, we had two World Wars.

I always thought, Hitler never had sex.